Who is eligible for the Act respecting affordable care (ACA)?

To register for health insurance on the market for the Acting Acting Act (ACA), you must respond to some basic qualifications. If you do not already have health insurance through a job or another source, such as Medicare or Medicaid, you may be able to obtain coverage via the ACA market.

Jump at the main dishes to remember.

Who is eligible for Health Insurance ACA Marketplace?

In order to register for a health insurance scheme on the ACA market, you must:

• Live in the United States
• Be American or national citizen, or be legally present in the United States
• Not be in prison or prison

Living in the United States means residing in one of the 50 American states or Washington, DC. In order to request the coverage of the ACA market, you must provide an address. People without address or those who experience homelessness can provide the address of a family member, a friend or a shelter in the state they are looking for. A PO box also has for an address.

If you are what the Internal Revenue Service (IRS) considers an American resident for tax reasons, you are eligible for market coverage. But keep in mind that the ACA market plans cover only the health care services provided in the United States

For more information on immigration statutes that are eligible for the ACA market, see the Healthcare.gov website.

There is no income limit to qualify for the ACA market. This means that there is no minimum or maximum income necessary to be eligible for market coverage.

Cover for young adults

Young people are eligible to stay on their parents’ health plan until the age of 26. After that, they must get their own coverage. Young people who do not have employment insurance can request coverage on the ACA market.

The options for applying for health insurance schemes ACA Marketplace depend on the question of whether their parent had health insurance thanks to their job or on the market.

Pre -existing conditions

The ACA requires that all health insurance plans, inside or outside the ACA market, ensure coverage to people with pre -existing conditions. This means that having a preexisting condition does not prevent you from admitting you for health insurance via the ACA market. In addition, health insurance schemes cannot charge you more due to a preexisting condition.

Market plans and other federal health plans

The ACA market offers health care coverage to people who do not already have health insurance. Health plans sponsored by the federal government, such as Medicare, Medicaid, or the Health Insurance Program (CHIP), are their own forms of health insurance and are not part of the ACA market.

If you have medication, you have nothing to change. You cannot be on Medicare and register for the market. You may be able to choose private health insurance via the market instead of Medicare in some selected situations.

Medicaid and Chip are also separated from the ACA market. If you lose or refused Medicaid or Chip coverage, you can request coverage from the ACA market. In this case, you can be eligible for savings with market health plans.

What you need to register

When you register for the ACA market, you must provide information about yourself and any other person for which you are asking for health care coverage.

Here is a general list of the type of information that you will have to provide:

• Basic personal information, such as your name and date of birth
• Domestic address or postal address
• Information on everyone in your household, including those requiring coverage and those that do not require coverage
• The social security number for each person in the household
• Immigration documents for those requesting coverage which is a legally present immigrant, if necessary
• Information on how you table your taxes
• Information on your current health care coverage
• Estimated household income, including information on employer and income for everyone
• An opinion on the health reimbursement agreement (HRA), if applicable
• Information on a professional helping you with your request, such as a health insurance browser, if applicable

When you can register

The registration period opened for the ACA market occurs every year from November 1 to January 15. If you register by December 15, your health insurance begins on January 1. If you register between December 16 and January 15, your plan begins on February 1. You have to pay your first bonus so that your health insurance begins.

You can be eligible for market demand ACA outside the open registration period if you have certain life events. This is called a special registration period. Examples of skilled life events include:

• Loss of your current health insurance, such as professional insurance, Medicaid or Chip
• A change in where you live
• Changes to your household, such as getting married or divorcing, or having a baby

Main to remember

• ACA Marketplace offers health insurance for people without coverage other sources.
• To qualify, you must live in the United States, be a citizen or legally present and not be imprisoned.
• All ACA plans must cover essential services, including care under pre -existing conditions.