Why October 2025 has 2 SSI checks

Of the more than 71 million Americans who receive regular social security payments, some may have started to receive smaller checks. However, payments must nevertheless arrive on time. The SSI payment of October is coming this week and the first cycle of disability checks will come next week.

Here is what you need to know about the social security payments of October.

The annual distribution schedules of the Social Security Administration for 2025 and 2026 are available online so that you can use the calendar for budgeting purposes.

Regular social security retirement services are sent to the SSA calendar, the first payment in October arriving next week::

• Wednesday October 8: Birth dates between the first and 10th of the month
• Wednesday October 15: Birth dates between the 11th and the 20th of the month
• Wednesday October 22: Birth dates between 21 and last day of the month

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Those who obtain an additional security income (SSI) can expect their payment from October 2025 on Wednesday, October 1. Social Security Administration suggests that if you have not received your payment on the scheduled date, authorize three additional days of messaging before contacting the agency; Most arrive in a timely manner because 99% of beneficiaries are paid electronically.

A second payment will arrive later in the month, October 31. November 1 fell on a Saturday, and the SSA did not emit payments on weekends or federal holidays. In such cases, SSI benefits arrive early. This also means that the payment of November will be distributed in October, and no payment will be made during the month of November.

The recipients will also receive two checks in December. SSI checks will be sent to the remaining dates in 2025, according to the SSA calendar:

• Wednesday October 1, 2025 (Check for October 2025)
• Friday October 31, 2025 (Check for November 2025)
• Monday, December 1, 2025 (Check for December 2025)
• Wednesday December 31, 2025 (Check for January 2026)

In the front: the SSI 2026 payment calendar

The SSI payment calendar in 2026 will not be traditional for the first quarter. The first days of February and March fall on Sunday, which means that these payments will be dispersed at the end of the previous month: February payment arrives on Friday January 30 and March on Friday, February 27.

Those who have been too paid by the social Security Administration and have not started the reimbursement process may have noticed that their monthly services are shrinking. At the end of July, the SSA began to retain 50% of the monthly benefits of people with too much people in progress. This marks a new phase in the agency’s efforts to recover billions of accidental payments.

Although the SSA has not publicly confirmed the number of beneficiaries assigned, the files obtained via a request from the Freedom of Information Act show that the agency tried to recover overpayes of around 2 million people during the financial year ending in September 2023, according to KFF and COX Media Group.

If you have received more money than you were entitled by social security or additional security income (SSI) and you have not organized a reimbursement plan, your services may be reduced by half. This applies even if the too long was not your fault.

By virtue of its new policies, the SSA said that it would begin to issue excessive opinions on April 25, 2025 and would begin to retain 50% of the benefits of the beneficiary after approximately 90 days (or approximately July 24, as soon as possible), until the overpayment is reimbursed.

• The restraint began: Around July 24, 2025Depending on the time you received your advice from too long
• Refund options: Online invoice package, credit card or check
• Derogation requests: You can ask the SSA to give up reimbursement if:
  • The too paid was not your fault
  • You cannot afford to reimburse
  • The reimbursement would be unfair

Refunding and refund information is available on the SSA website.

Additional security income offers monthly advantages to those who have a limited income or resources that are 65 years or over, blind or have an eligible handicap. Children with a qualification handicap can also get SSI, according to the SSA website.

Generally, adults who are eligible for SSI do not earn a monthly salary greater than $ 2,019.

Those who can be eligible for SSI can start the online request process, in person of their local social security office, or by calling the 1-800-772-1213 (TTy 1-800-325-0778) from 8 a.m. to 7 p.m. Local time from Monday to Friday.

SSA will replace a lost or stolen social security card for free, with three options available.

The most practical and secure method, you can request a new online social security card if you:

• are an American citizen aged 18 or more
• have an American postal address
• I don’t need to change the name or other information on the card
• have a driving license or an identity document issued by the state
• have a personal account of my social security

A request for a new card can be completed by visiting a local social security office. You may be able to start the request (SS-5 form) online before planning an appointment or filling out the full request to the office. In addition to the SS-5 form, you must provide identification documents not expired to the office.

The third and final option to obtain a new social security card is by mail. You can complete the request (SS-5 form) and post it with original or certified copies of the required documents, which include those that check:

• identify: American driving license, non -driver identification card issued by the American state or passport
• American citizenship: American birth certificate or American passport.

Once approved, the SSA will generally send you a replacement card within 7 to 10 working days.

The complete, or “normal” age, of retirement has gradually increased in recent years, increasing by two months for each year of successive birth. For example, if you were born in 1958, your full retirement age is 66 years and 8 months, while those born in 1959 will reach it at 66 years and 10 months.

According to the SSA, individuals born between May 2, 1958 and February 28, 1959 will reach their full retirement age in 2025. For those born in 1960 and later, the full retirement age will increase to 67.

YesBut there are consequences to type too early. Workers can choose to receive services from the age of 62, but in a reduced amount. However, those who delay complaint services until the age of 70 are rewarded with a higher monthly payment.

Other modifications to social security in 2025 include a lower adjustment of the cost of living (2.5%, down compared to 3.4%), an increase in the maximum limit of taxable profits from $ 168,000 to $ 176,100 and enlarged services based on appointment in the national security offices.

In 2024, the highest benefits for people retired at the full retirement age were $ 3,822 per month, according to the SSA. Due to certain inflation adjustments in the way social security is calculated and the way in which the past profits are adjusted for inflation, this maximum advantage will reach $ 4,018 per month, totaling more than $ 48,000 per year in 2025.

Click here To find a social security office near you.